Contractor Mortgage Guidance for London Property Buyer

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AWS Private Finance 22 Sep 2026

Finding an appropriate Contractor Mortgage can be challenging when different lenders use different methods to assess contract-based earnings.

Finding an appropriate Contractor Mortgage can be challenging when different lenders use different methods to assess contract-based earnings. A contractor may have a strong day rate but receive a relatively modest salary and dividends, while another applicant may operate under a different company or contract structure. Specialist Contractor Mortgages can therefore involve criteria tailored towards the way contractors earn. AWS Private Finance offers specialist mortgage guidance for contractors looking to purchase, move home or remortgage in London. An experienced Contractor Mortgage Broker can review your circumstances, explain potential affordability considerations and help you navigate the information and documentation that may be required by prospective lenders.